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JONATHAN TAN · HDB MOP Pipeline
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HDB MOP Pipeline · 2026–2035

Roughly 190,000 HDB flats become free to sell over the next 10 years. Here's the year-by-year map.

Every BTO flat is locked in for a 5-year Minimum Occupation Period from key collection. When it ends, the owner can sell — and many become the next wave of condo upgraders. This page tracks when, where, and how many.

~190K
Flats reaching MOP 2026–2035
2028
Near-term peak · 21,393 flats
~3,200
Punggol flats MOP-ing in 2026 alone
How This Is Built

MOP year = key collection year + 5

Method & Confidence Levels

  • 2026–2031 — Actual completed blocks. Every completed HDB block in the HDB Property Information dataset (data.gov.sg), aggregated by completion year, town, and flat type. Sellable totals exclude HDB rental units. The 2021 cohort sums to exactly 13,484 sold units — matching published 2026-MOP counts to the unit.
  • MOP timing. MOP runs from key collection, not building completion, so a block can tip into the neighbouring year. Treat each cohort as a 12–18 month window centred on the year shown.
  • 2032–2035 — Projected from the construction pipeline. 91,941 units were under construction as at March 2025, and HDB is launching ~19,600 BTO flats a year with ~4-year build times. Construction delays can shift a cohort by 6–12 months.
The Pipeline At A Glance

Flats reaching MOP, year by year

Published / derived from actual completions Projected from construction pipeline
2026
13,484
2027
18,939
2028
21,393
2029
17,992
2030
18,999
2031
~20,000
2032
~21,700
2033
~27,800
2034
~31,800
2035
~4,600*

National totals by flat type · actual completed blocks (MOP = completion year + 5)

MOP Year2-Room3-Room4-Room5-RoomOther*Sellable TotalTop towns
20262,3022,5615,9092,71213,484Punggol 3,222 · Queenstown 2,409 · Tampines 2,133
20275,5772,0967,9623,30418,939Yishun 3,638 · Tampines 2,691 · Punggol 2,672
20285,8862,6278,6124,26821,393Sengkang 4,828 · Tampines 3,604 · Tengah 3,435
20295,6231,7646,5903,84616917,992Tengah 6,952 · Punggol 3,866 · Tampines 1,528
20304,1091,8859,2753,73018,999Tengah 3,737 · Toa Payoh 3,490 · Tampines 3,004
2031 Partial1,8355774,2301,9428,584Woodlands 1,785 · Bishan 1,502 · Tengah 1,328

The one-glance table. Pick the MOP years and flat types you care about — towns re-rank instantly by total units. MOP 2026–2031 come from actual completed blocks; 2032–2035 (*) are compiled from announced launches and estimated completion dates — see the disclaimer below the table.

MOP Year
Flat Type
Disclaimer for 2032–2035 (*) — these years are built from announced data only: BTO projects already launched, with HDB’s estimated completion dates (including announced delays) where published, otherwise an assumed ~4-year build from launch; MOP = estimated key collection + 5 years. Flat-type splits for these cohorts are not shown († = total includes units whose type mix isn’t compiled), and units land in the year shown only approximately — construction delays shift them later. Named Prime and Plus projects (10-year MOP, e.g. Stirling Horizon, Alexandra Peaks/Vista, Clementi Emerald, Toa Payoh Ascent) are excluded, but some remaining projects from Oct 2024 onwards may also be Plus/Prime and would drop out of these cohorts. 2035 reflects launches announced up to mid-2026 — the July/October 2026 and later exercises will add several thousand more units. MOP 2031 is partial (2026 completions still being added). Rental blocks excluded throughout.

2032–2035 outlook (projected from launch cohorts & construction pipeline)

MOP Year Flats Basis Where the wave hits (key towns & precincts) Confidence
2032 ~21,700 Announced projects with estimated TOP in 2027 (incl. announced delays) Queenstown (Ulu Pandan) · Kallang · Serangoon · Tengah tail · Woodlands · first Plus-model precincts Projected
2033 ~27,800 Announced projects with estimated TOP in 2028, plus short-wait Chencharu (Yishun) Kallang/Whampoa · Bedok (Bayshore first phases) · Ang Mo Kio · Mount Pleasant early projects · Tanjong Rhu Projected
2034 ~31,800 Announced TOP-2029 projects plus 2025 launch exercises (~4-year builds); some will slip to 2035 Bayshore build-out · Mount Pleasant · Woodlands North · Sembawang · Simei Projected
2035 ~4,600 so far Only launches announced to mid-2026; Jul/Oct 2026 and 2027 exercises will add more Bayshore · Mattar · Toa Payoh · Sembawang · Yishun · Tengah final phases Projected
What The Numbers Mean

Three things the pipeline tells you

01

2026 is the tightest year — then the gates open

The COVID construction trough means 2026's MOP cohort (13,484) is the smallest for a decade. From 2028 onward, every single year releases ~18,000–21,000 newly sellable flats. Upgrader supply — and upgrader demand for the next home — steps up permanently.

02

The wave moves: Punggol → Tengah → Bayshore

2026–27 is Punggol and Sengkang's moment. 2029–2032 belongs to Tengah (~30,000 flats planned, half already completed). 2033–2035 shifts east to Bayshore and central to Mount Pleasant. Where the MOP wave lands is where fresh upgrader budgets appear.

03

MOP sellers are tomorrow's condo buyers

A five-year-old flat in a young estate typically sells at a strong price to buyers who missed the BTO. That freed-up equity is exactly the buyer pool that re-prices nearby condos — the pattern behind several of our caveat-data case studies.

The Decade In One Line

Between 2026 and 2035, roughly 190,000 households cross their MOP line — about 19,000 a year gaining the right to sell, most of them in young estates where resale demand is strongest.

Reaching MOP Soon?

Your flat's MOP is a one-time window. Plan it before it opens.

Sell, hold, or upgrade — the right answer depends on your estate's supply wave, your entry price, and what the caveat data says about your next purchase. Get a data-first read before you decide.

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